Tribratanews.polri.go.id - Surabaya. Sub-Directorate V Cyber, Directorate of Special Criminal Investigation of East Java Regional Police, reveals the case of Online Loans (Pinjol), which is troubling residents; this disclosure was carried out in two different locations. One location was revealed in Surabaya, and the other in Sidoarjo Regency.
"For the disclosure of Online Loan in Surabaya, it was carried out on October 15, 2021, from this disclosure, investigators managed to secure ASA, (30) a resident of Perum Samudra Residence, Tajurhalang Village, Tajurhalang District, Bogor Regency, West Java Province," explained the East Java Regional Police Chief, Pol. General-Inspector Nico Afinta, after a press conference at the East Java Regional Police Headquarters.
ASA itself has a position as (Desk Collection-Sender billing SMS messages).
"In addition, there is one other suspect, namely, RH alias A, (28) a resident of KP. Ciaruteun, Cimanggui Village, Cibungbulang District, Bogor Regency, West Java Province. Who lives on Jalan Tim Asih, alley 2 Jatiasih Village, Jatiasih District, Bekasi City, West Java Province," added the Regional Police Chief.
For this suspect, RH alias A, as (Desk Collection – Data sender). The suspects use inappropriate words or sentences for every short message via Whatsapp or sent to Illegal Online Loan. RH alias H asked the suspect SAS to send a billing message to the debtors containing inappropriate sentences and threats.
"While the suspects are paid by the company for IDR 4,200,000, in addition, the suspects receive facilities from the company in the form of internet quotas and receive incentives/bonuses from work if the collection is successful," explained the Regional Police Chief.
Suppose the billing reaches 65 percent of the total billing within one week. So the Police Chief continued, the suspect will get IDR 162,000, if 70 percent, of the total billing within one week, the suspect will get IDR 200,000. If 75 percent, get IDR 250,000. Furthermore, the intensive/bonus is outside of their monthly salary.
The East Java Police finally revealed this loan after a report from the public in December 2020. Where BSB, as the debtor, borrowed from the loan on behalf of the application "RUPIAH MERDEKA DAN DANA NOW".
"Around February 2021, the debtor's loan in the name of BSB, in the RUPIAH MERDEKA and DANA NOW" application, has been paid off. However, in July 2021, the complainant received invoices from several other loans including, KSP PLANET BAHAGIA, KSP BOS DUIT, DANA HEBAT and LUCKY UANG," explained the Regional Police Chief.
In July 2021, the complainant finally complained to the Sub-Directorate V of Cyber Directorate of Special Criminal Investigation of the East Java Regional Police. Based on the report, in August 2021, investigators carried out a series of investigation processes, which were finally able to reveal the pinjol in Surabaya. Meanwhile, the evidence was seized from suspect ASA, two cellphones, two laptops, and a charger, while from suspect RH with alias A, the police secured evidence in the form of a cellphone and a laptop.
Meanwhile, investigators also revealed in Sidoarjo Regency, which was carried out on October 7, 2021. Investigators have arrested the suspect, APP (27), a resident of Surabaya, born in the Jombang Regency. Who works at PT. DUYUNG SAKTI INDONESIA with the position of the section (Desk Collection).
"The suspect himself was arrested on Friday (10/15/2021), at approximately 02:00 PM what he did at his house in Kewall, Surabaya City. From the suspect's statement, the officers then searched for the PT. DUYUNG SAKTI INDONESIA, located in the Sukamanunggal area, Surabaya City," explained the Regional Police Chief.
PT. DUYUNG SAKTI INDONESIA itself, led by someone named SR and HRD on behalf of QNK. The company itself is not registered with the OJK (Financial Services Authority). The name of the online loan (pinjol) from PT. DUYUNG SAKTI INDONESIA, among others, Untung Cepat, FAST RUPIAH, PUNDI MONEY, LIQUID LOAN, MONEY MONEY, MAU CASH, DASH CREDIT, CASH GIFT, GET MONEY, SHARE WALLET, CHARGE FUND, BULL DANA, MED POCKET, QUICK RUPIAH, RUPIAH AID, DUYUNG SAKTI INDONESIA, FAST RUPIAH, CASH HUT, CASH READY, MONEY PRO, RUPIAH EXPRESS, GIFT CASH, CASH RATE, LIKE FIRE, UR MONEY, POCKET MONEY, LOAN FIRST, CASH LOAN, MONEY PRO, MONEY PLUS, FLASH CREDIT, CREDIT APPLE, MAYA MONEY, MAJU DANA, MONEY GOOD SHOW FUND and MONEY CHARGE.
"Of the 36 Online Loans owned by PT. DUYUNG SAKTI INDONESIA, there is only one that is legal according to the one registered with the OJK, in the name of the Rapid Rupiah application," said the Regional Police Chief.
The East Java Regional Police managed to secure evidence from this disclosure, including the printed screenshot of the WhatsApp chat between the victim (M) and the suspect. Twenty-one units of mobile phones, 14 laptops, laptop chargers, 70 packs of starter packs from various professors.
The mode carried out by the suspect, the suspect used a WhatsApp account with a profile photo and name that did not match the original, admitted from the online loan application "DOMPET SHARE" sending a message containing a photo of the victim's face and a photo of the victim's ID card to the victim's WhatsApp account accompanied by the sentence "this is a good photo and ID card. this is going viral." So that the victim feels afraid and threatened that his photo of his face and ID card is distributed.
Chronologically, on Wednesday, September 29, 2021, the complainant borrowed from the online loan application MONEY KU", which is based on the "RUPIAH MAJU" application for IDR 1.023,000. Then, around October 7, 2021, the loan was repaid by the complainant in the amount of IDR. 1,860,000, "concluded the Regional Police Chief.
Moreover, on the same day, the reporter received an incoming message from the reported Whatsapp account claiming to be from the Online Loan Application "DOMPET SHARE". Which is also the parent of the online loan application "RUPIAH MAJU" collects by sending a message containing a photo of the victim's face and photo of an ID card and threatening to spread the complainant's data.
From this disclosure, the suspects will be subject to Article 27 paragraph (4) in conjunction with Article 45 paragraph (4) of Law no. 19 of 2016 concerning amendments to Law no. 11 of 2008 concerning Information and Electronic Transactions. Furthermore, with maximum imprisonment of 6 (six) years and a maximum fine of IDR 1,000,000,000.00 (one billion rupiahs), Article 29 in conjunction with Article 45B of Law No. 19 of 2016 concerning amendments to Law no. 11 of 2008 concerning Information and Electronic Transactions.
